All the people that on this facility have been under investigation for fraud. They continue to live out their scam. Their salesmen use bad sales tactics to get you to give them money, and you only receive a quarter of what is yours. I am currently in a lawsuit with them trying to get them to pay out the right share of the money that is mine. They rob you of everything you have if they can. Thier testimonials are from other companies. Completely fake. These guys are making a lot of money off off innocent people.