Todd Cory, texted my family with “echo effects” (a text message which repeats itself across a cellphone screen) – creating a sense of urgency that I call the company. He called my ex-husband’s wife, seeking resolution for the debt. After that conversation, he called six of my family members, at least, saying they should tell me he called. Upon texting my elderly mother, this company called her. Cory told my mother that he and I had been working on a project together, and that he really needed to contact me. While my mother didn’t give him my phone number, she did either confirm or give him my address. With my assistance, my mother sent him a do not contact and cease and desist any contact message. I suspected this was a debt collector but wasn’t sure. At any rate, I didn’t want him to bother him again. He responded in one line to that message from my mother. “I will find her. It’s only a matter of time.” At this point, we didn’t know who this person was or whether I should call the police. I the number first thing the next morning (this morning) and asked who was at this phone number and why they were harassing me and my family members. I asked Cory if he was a debt collector. He said no. He represented himself as a lawyer. He said I owed a lot of money to “A bank in Maryland”. I asked for the bill. He started speaking very aggressively. When I asked for it twice more, he said he would call the sheriff and HR at my employment. He said he would have me served at work in front of my colleagues. After I asked for the bill once more, he hung up on me. I did research and found out about a lawsuit Royal was involved in that centered around undocumented debt that this company sold to them. I also saw many reviews that represented my own experience with this person, almost word for word. Todd Cory is violating the Fair Debt Collection Practices Act in many ways: misrepresentation, engaging in harassing and threatening behaviors, and unfair practices only being only a few.
This person contacted my work on 2/25/2020. They told the secretary of my department they needed to serve me and harassed her in the process. My Dept. Chair, Dean, and Director of HR were informed of this interaction. I obtained a lawyer who submitted a cease and desist order. We will see how that works. This may be the only way to stop harassing calls.