First of all, Clear Path used false advertising to get my attention. I called them based on the great rate that they were offering in the mail. What they talked to me about over the phone was completely different. I still listened and was interested because they were nice and seemingly accommodating at first. They promised me no fees and very little paperwork. Later I discovered that they were somehow tacking a fee of $3,000 onto the loan with added interest. They are sneaky and unethical. A lot of people don’t look into this enough.