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Cameco Credit Union, Just out to get a payment

Cameco Credit Union contacted me by email stating that I was approved for an $8,000 loan. My credit score was poor, however, so I would have to secure the loan by paying one monthly installment of $327 in advance.
I remember applying for a loan a while back so I accepted the request and sent the money gram.
After I sent it, I got an email saying that I was not approved and I would not be getting the loan. They did not even give me my installment payment back.

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